Mobile Banking Apps
Most Canadian banks and credit unions provide mobile apps for iOS and Android. These apps let you check balances, transfer funds, pay bills, send Interac e‑Transfers, deposit cheques and manage your cards. Below we highlight supported platforms and key features.
At‑a‑Glance
- Almost all major banks offer apps for both iOS and Android. Some also support tablets and wearables.
- Apps typically require camera permission for mobile cheque deposit and contact permission for e‑Transfers.
- Enabling two‑step verification improves account security.
Example Apps
| Institution | iOS | Android | Notable Features |
|---|---|---|---|
| RBC Mobile | iOS 13+ | Android 8+ | Fingerprint/Face ID, 2‑Step Verification, mobile cheque deposit. |
| TD Mobile | iOS 12+ | Android 7+ | Goal‑setting tools and Siri shortcuts. |
| Scotiabank | iOS 11+ | Android 6+ | Digital assistant and push notifications. |
| Meridian CU | iOS 12+ | Android 7+ | Member‑to‑member transfers and biometric login. |
| EQ Bank | iOS 13+ | Android 8+ | High‑interest Savings+ with free bill payments. |
Visit each institution's app page for minimum OS versions, permissions and update histories.
Frequently Asked Questions
Are mobile banking apps safe?
Yes. Banks employ encryption, device fingerprinting and two‑step verification to protect your data.
Can I use an app without a bank account?
No. You must have an eligible account with the institution to sign in and use features.
What happens if I lose my phone?
Contact your bank immediately. They can disable mobile access, and you should change your passwords and remove the device from your trusted list.
Is mobile deposit available on all apps?
Most major institutions support it. Some smaller credit unions may not; check their app page.
Can I use one app for multiple accounts?
Many apps allow linking multiple accounts if they are held at the same institution; some may not support multi‑institution access.