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    Independent Canadian banking guides. We never ask for your bank login.

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    Information and calculation disclaimer

    Effective October 27, 2026

    BankOnline.ca is part of MITEY. Contact hello@mitey.ca about these terms, information practices or a correction.

    Independent information

    BankOnline.ca is an educational guide by MITEY, not a bank or an institution’s support service. A listed name or link does not create affiliation or endorsement.

    Current terms and deposit protection

    Fees, rates, limits, app availability and eligibility can change. Check the current provider agreement and relevant deposit insurer’s rules. Deposit protection has membership, product, category and limit conditions; it is not blanket fraud, investment or account-security protection.

    Fee calculation method

    The one-year tool adds twelve entered monthly fees to the simple return difference on an entered balance kept idle for a full year. No compounding, tax, bonus, tier, ATM, transaction or changing-balance effects are included. Enter the fee after any waiver you have independently confirmed. The tool does not assess waiver eligibility or recommend an account.

    AI, external services and outcomes

    AI can be wrong. It cannot access accounts, execute payments, provide bank support or decide eligibility. Use official institution channels for account-specific matters. Results do not guarantee a saving, return, approval, security outcome or service response time. Consider your circumstances and qualified professional help when needed.

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    hello@mitey.ca