TD Unlimited Chequing Account
A reference for comparing account conditions. The fee summary below was checked against TD’s account-fee table on 2026-10-27. Promotions, eligibility and other services have their own terms; this is not an offer or application.
Monthly account fee
$17.95
Before any qualifying rebate. Additional service fees may apply.
Transaction allowance
Unlimited — account terms apply
Check which activities TD counts and any exceptions. A transfer may have no transfer fee yet still be subject to account rules.
Interac e-Transfer
$0 transfer fee
Your sending limits are account-specific. Check the amount displayed in TD’s app or online banking; no fixed personal limit is assumed here.
Read the fee-rebate condition carefully
TD lists a monthly account-fee rebate when a minimum daily balance of $4,000.00 is maintained throughout the month. This is not an account-opening minimum. A lower balance on one day can affect the rebate; confirm the exact agreement.
The monthly fee rebate requires the stated minimum daily balance throughout the month. Unlimited transactions do not remove all other service fees or transfer limits.
A fee rebate is only one part of the decision. Consider other service charges, access needs and the money committed to a balance requirement. Compare a fee-and-balance scenario using your own numbers.
Features to confirm before opening
- Unlimited account transactions subject to TD terms
- Interac e-Transfer transactions with no transfer fee
A short checklist for the provider
- Confirm that this exact product is open to new applicants and that you meet its conditions.
- Ask what counts toward the transaction allowance and which services cost extra.
- Check the fee-rebate period, daily-balance requirement and what happens if the balance changes.
- Review the current account agreement, applicable taxes and any promotion separately.
BankOnline does not open bank accounts, collect bank sign-in credentials or decide approval. Read the current TD fees and conditions before acting.
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