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    TD Every Day Chequing Account

    A reference for comparing account conditions. The fee summary below was checked against TD’s account-fee table on 2026-10-27. Promotions, eligibility and other services have their own terms; this is not an offer or application.

    Monthly account fee

    $11.95

    Before any qualifying rebate. Additional service fees may apply.

    Transaction allowance

    25

    Check which activities TD counts and any exceptions. A transfer may have no transfer fee yet still be subject to account rules.

    Interac e-Transfer

    $0 transfer fee

    Your sending limits are account-specific. Check the amount displayed in TD’s app or online banking; no fixed personal limit is assumed here.

    Read the fee-rebate condition carefully

    TD lists a monthly account-fee rebate when a minimum daily balance of $3,000.00 is maintained throughout the month. This is not an account-opening minimum. A lower balance on one day can affect the rebate; confirm the exact agreement.

    The monthly fee rebate requires the stated minimum daily balance throughout the month. Other service fees and transaction definitions apply. This is a summary, not an offer.

    A fee rebate is only one part of the decision. Consider other service charges, access needs and the money committed to a balance requirement. Compare a fee-and-balance scenario using your own numbers.

    Features to confirm before opening

    • 25 monthly transactions, plus eligible public transit transactions under TD terms
    • Interac e-Transfer transactions with no transfer fee; account transaction rules still apply

    A short checklist for the provider

    1. Confirm that this exact product is open to new applicants and that you meet its conditions.
    2. Ask what counts toward the transaction allowance and which services cost extra.
    3. Check the fee-rebate period, daily-balance requirement and what happens if the balance changes.
    4. Review the current account agreement, applicable taxes and any promotion separately.

    BankOnline does not open bank accounts, collect bank sign-in credentials or decide approval. Read the current TD fees and conditions before acting.

    Back to the TD overview · TD online-banking guide · TD app guide